Illness or Serious Injury

If the participant is prevented from participating in the event due to a covered illness or injury, or if a family member is hospitalized or requires care by the participant.


Employer Termination

After being employed by the same employer for one continuous year, the participant is laid off.


Traffic Accidents

If you are directly involved in a traffic accident and unable to get to the event.


Auto Breakdown

If the participant's car breaks down no more than 48 hours before the event.


Home Issues

If the participant's home is uninhabitable due to fire, flood, vandalism, burglary or natural disasters.


Jury Duty

If the participant is required to serve on jury duty on the day of the event.


Military Duty

If the participant is required to miss an event as a result of military orders.


Airline Delay

If the participant's plane or other Travel Carrier is delayed (includes bad weather) while going to the event.


COVID-19

Claims due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings, or travel advisories, or fear of travel are generally not covered. In 2019, Allianz accommodated claims for trip cancellation and trip interruption due to customer COVID-19 illness either before or during their trip. Every claim is reviewed based on its unique facts and circumstances.